Home Insurance in Carlisle & Dumfries

At Galloway Jennings, we specialise in providing expert home insurance advice to clients in Dumfries, Carlisle, and the surrounding areas. Whether you have a complex property or contents to insurance, our experienced local team is here to support and guide you every step of the way.

Excellent 4.6 out of 5

trust pilot

Excellent 5 out of 5 stars

Google review

Let's Begin

We have access to thousands of Insurance Deals

How does it Work?

You’re only 3-steps away from covering your pride and joy…

Our first chat

Let’s grab a drink and find out a bit more about you, your goals and your circumstances. You talk, we take notes.

Find the deal

We’ll find an insurance plan(s) that’s perfectly tailored to your needs, offering all the leading home insurance plans and support for you and your home.

Leave it to us

Once we have all the information we need, we will begin to apply, keeping you informed every step of the way.

Types of Home Insurance

Frequently asked questions

See what clients are asking us daily…

What is the difference between Buildings and Contents Insurance?
  • Buildings Insurance covers the structure of your home, including walls, roof, and permanent fixtures.
  • Contents Insurance protects your personal belongings, such as furniture, electronics, and valuables, against damage, theft, or loss.
Is Home Insurance legally required?
No, Home Insurance is not a legal requirement, but most mortgage lenders require Buildings Insurance as a condition of the loan. Contents Insurance is optional but highly recommended to protect your belongings.
Does Home Insurance cover accidental damage?
Accidental damage is not always included as standard and may need to be added as an optional extra. This covers unexpected incidents like spilling wine on a carpet or breaking a window.
Will my Home Insurance cover me if I work from home?
Standard policies may not cover business equipment or liability related to working from home. If you run a business or use expensive equipment, you may need additional cover or home business insurance.
Does Home Insurance cover damage caused by weather events?
Most policies cover storms, flooding, fire, and subsidence, but some may exclude certain events depending on location. It’s important to check policy terms, especially if you live in a high-risk area.

Kind words from Our Customers

Don’t just take our word for it. See what our lovely clients are saying about us…

Dumfries Office

Carlisle Office

Copyright © 2025. Galloway Jennings. All Rights Reserved. 

Regulatory Information

Galloway Jennings is an appointed representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).
Galloway Jennings is authorised and regulated by the Financial Conduct Authority Conduct Authority (947715)

There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.

Equity Release, Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. ABC Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK.